Mobile Apps and Financial Decision Making
نویسندگان
چکیده
We exploit the release of a mobile application for financial aggregation platform to analyze how technology adoption changes consumer decision making. The app reduced cost accessing personal information, and we find that this led drop in non-sufficient fund fees. Because manner which these fees are incurred, represents an unambiguous welfare improvement users platform. leading explanation result appears be mistake avoidance due easier access information.
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ژورنال
عنوان ژورنال: Review of Finance
سال: 2022
ISSN: ['1875-824X', '1572-3097']
DOI: https://doi.org/10.1093/rof/rfac040